The CSRA (Community Spouse Resource  Allowance) for 2011:

 

  • $ 74,820.00 - the State Minimum CSRA


Or

  • 1/2 of the total value of the countable resources of both spouses - as of the date of institutionalization of the ill spouse - not to exceed the Maximum CSRA which is $109,560 for 2011

This figure does not include the ill spouses exempt resource allowance

 

  • The Family Home
  • A car of any value
  • $1,500 face value of life insurance
  • Prepaid burial items

 

Community Spouse Minimum Monthly Needs Allowance (MMNA) for 2011:    $2,739

 

How it works:

  • If the income of the community spouse is less than the MMMNA, they will be allowed to keep enough of the ill spouses income to bring them up to the MMMNA
  •  If the income of the community spouse is more than the MMMNA, they will be asked to make a contribution towards the care of the ill spouse,  normally 25% of the excess over the MMMNA.


 


 


The Community Spouse
Text Box: A spouse has the right to request a higher resource allowance through the fair hearing Process. They also have the right to go to Family Court if they need more income.

Phone: 518-283-5315

Fax: 518-283-5363

Email: sharon2642@nycap.rr.com

www.starsforseniors.com
Text Box: “When one spouse dies or if the second spouse becomes ill, the home and assets may be lost. Therefore, even if one spouse receives Medicaid, the second spouse needs to take steps to protect their assets.”

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Prevent your spouse from becoming impoverished if you become ill and need nursing home care.